New Rule Targets HELOC Holders Seeking A Second Mortgage
When Mortgage comes up for Renewal. your mortgage is up for renewal. Many people make the mistake of renewing with …
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Stress Test Update
With the new stress test in force, many people have a lot of qeustions. Please do not hesitate to contact …
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Understanding Land Transfer Tax for a Newly Built Home Exemption
Newly Built Home Exemption The Newly Built Home Exemption reduces or eliminates the amount of property transfer tax you pay …
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Risks of making a purchase offer with no subjects
Even if your income and credit is fantastic, there is always a possibility the lender or insurer will not accept …
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New Mortgage Rules – Starting January 1-2018
Starting January 1-2018 OSFI’s ( Office of the Superintendent of Financial Institutions of Canada) will introduce Guidline B20. The largest …
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What is the Home Owner Mortgage and Equity (HOME) Partnership
For many British Columbians dreaming of buying their first home, the hardest step is saving for a down payment. That …
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Changes for All starting on October 17-2016
On October 03-2016 Finance Minister Bill Morneau announced new mortgage rules that will take effect on October 17-2016. The government’s …
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Improving Your Chances For Qualifying For A Mortgage
Active Credit • A common misconception is that no credit is good credit. Financial institutions and insurers base your credit …
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